You might be comfortable when investing for 15 or more years let’s say as a college fund or retirement fund and it might be okay for you if you don’t need to use your money for anything important. But you don’t have to worry about short term investments too because people are saying that they are high risk investments. This short article will help you find the best short term investments options that you can use to invest and get profit from.
Money market funds are one of the safest ways to invest. Within last five years those bonds have returned around 3.4% which is 1.2% higher than before. It might not sound much, but over the years it might make a difference.
Second great way is to purchase certificates of deposit. They are like loans to U.S. government. They are super secure because they are insured and they are backed by the government itself.
Ultrashort-bond funds are another way to invest into treasury or mortgage-backed bonds. The average duration of those investments is only 6 months. But be careful with lower quality bonds because they look safer than they really are.